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A critical shortcoming of the Affordable Care Act (ACA) is that it attempted to federalize the health-insurance marketplace and placed many people into one-size-fits-all policies which were unaffordable. Individuals nationwide have received cancellation notices from insurance companies, lost doctors that they liked, and have been forced to purchase coverage they can no longer afford. In 2015 nearly 7 million Americans opted to pay the penalty for not having insurance rather than sign up for an unaffordable plan. While Congress is focused on replacing the ACA with patient-centered reforms, I will fight to keep the portions of the ACA that are working, such as guaranteed coverage for pre-existing conditions and the ability for young people to stay on their parents’ insurance until they turn 26. |
