H.R. 372 – Competitive Health Insurance Reform Act of 2017
Congress holds the power to regulate insurance under the Commerce Clause of the Constitution. In 1945, Congress used this power to limit the scope of antitrust laws to exempt health insurance issuers and preserve the state authority on insurance.
By allowing insurers to play by their own rules, we open up the insurance market for increased premiums and decreased choice. I voted in favor of H.R. 372 which levels the playing field, applying antitrust laws to health insurers, subjecting them to laws against price fixing, bid rigging, and detriment of competition. I was proud to vote for this legislation that will ensure health insurers compete to provide the best coverage and service for patients.
This bill passed the House with overwhelming bipartisan support.
For too long, our small businesses have been shut out of health insurance negotiations. Large employers and labor organizations are able to negotiate lower prices for health insurance; this is a luxury that smaller employers do not enjoy. For this reason, I voted, and cosponsored, the Small Business Health Fairness Act. This bill allows small businesses to band together and form association health plans to give them the ability to bargain for lower healthcare costs for their employees.
This bill passed the House with bipartisan support.